Skip to main content Scroll Top

Our Affiliated Program Structure

Our Affiliated Program Structure
Shared Values, Shared Protection - Stronger Coverage, Together

Several organizations supported by Insurance Concepts operate under member-owned self-insurance models, including:

These entities share common characteristics:

  • Member-owned and board-governed
  • Focused on stability and cost effectiveness
  • Emphasize safety and long-term financial discipline
  • Returns dividends when financial performance allows

Each program operates under its own Member Supervisory Board.

Ironwood Casualty operates separately from these self-insurance structures. Ironwood provides additional insurance coverage solutions beyond workers’ compensation for existing and future members of the affiliated entities and focuses on stable, competitive property and casualty coverage solutions.

Together, these organizations create a broader insurance ecosystem focused on stability, service, and long-term relationships.

Insurance Concepts Proudly Supports
Each program is administered with the same standard of precision, transparency, and long-term focus that defines the Insurance Concepts approach.
Follow Us
Insurance Concepts
1702 Mills Road
Richmond, VA 23233
Email:
Phone:
Contact Insurance Concepts
Interested in learning more about partnering with Insurance Concepts or becoming an agent for one of our programs? Contact our local team today!
Copyright 2026     |     Insurance Concepts, LLC